If you have fallen behind on your mortgage payments and your home or other property is on the verge of foreclosure, the time to act is now. Stopping foreclosure before the process has started can be a simpler process than attempting to stop an ongoing foreclosure proceeding. If the foreclosure process is already in motion, we need to act quickly. Our firm is proud to be led by one of the most experienced and sought-after bankruptcy attorneys in Boca Raton. Alan J. Fisher has more than 20 years of experience practicing bankruptcy law. He has helped tens of thousands successfully navigate through the bankruptcy process and he has extensive experience in foreclosure defense. He has helped many individuals and families to avoid losing a home through foreclosure. Having an experienced Boca Raton foreclosure defense attorney fighting for you will greatly improve your chances of being able to avoid foreclosure or stop proceedings from moving ahead so that you can save your home.

Stop Foreclosure: Boca Raton Bankruptcy Attorney

Bringing foreclosure proceedings to a halt could be achieved through several different legal actions. One of the most effective methods is to negotiate a loan modification with your lender. A loan modification will also give you the time to catch up on past due payments and bring your account current. We do not advise you apply for a loan modification after your property is already in foreclosure. There is no motive for your lender to approve your modification when they can simply go ahead with foreclosure proceedings. If you have received notification that your home is being foreclosed upon, contact our firm at once. Another issue that must be reviewed is whether you were a victim of illegal practices from your lender, in which case legal action could be filed against that party to seek relief.

Another method by which foreclosure can be halted is to file for Chapter 7 or Chapter 13 bankruptcy. When an individual or couple files for bankruptcy, an automatic stay is placed on any pending collection efforts, legal actions or foreclosure proceedings. You may believe that you will lose all of your property and assets if you file for bankruptcy, but state laws allow for exemptions. With the homestead exemption our state offers there is no cap or limit on the value of the home and property which can be claimed as exempt. Should you file for Chapter 13 bankruptcy, you will be given you the opportunity to restructure your debt, and increase the possibility of getting the loan modification you need. Do not delay in retaining legal counsel. Having a skilled Boca Raton bankruptcy lawyer from our firm advocating for you can make all the difference in saving your family home from foreclosure. We are here for you. Contact our firm now!