A Plan to Protect What Matters Most

If you are behind on your mortgage or struggling to keep up with monthly payments, Chapter 13 bankruptcy may provide the opportunity to regain control of your finances. Through a court-approved repayment plan, Chapter 13 allows many individuals and families to catch up on past-due obligations while protecting the assets that matter most.

How is Chapter 13 different from Chapter 7?

Chapter 13 bankruptcy is also known as reorganization bankruptcy because debtors are required to pay off a certain portion of their debt. This is referred to as a repayment plan and must be completed within three to five years of filing. Chapter 7 is designed to eliminate qualifying unsecured debt.

Chapter 13 May Help You:

• Stop foreclosure and catch up on mortgage payments
• Prevent vehicle repossession
• Repay certain tax obligations over time
• Consolidate eligible debts into one manageable monthly payment
• Protect valuable assets while working toward financial stability

Falling behind on payments does not have to define your future. Chapter 13 may provide the opportunity to protect your assets, regain control of your finances, and move confidently toward a fresh start.

Contact us to schedule your free consultation with Attorney Fisher today.